Quick & easy access
to funds for your business

Apply for a cash advance and get the working capital you need for your business, with a few simple steps.

Get cash for your business!

Fill out this form to contact our Funding team
NOTE: NRS FUNDING IS ONLY AVAILABLE IN USA AND CANADA.
BUSINESS MUST BE ACTIVE FOR 6 MOS. OR MORE.

"*" indicates required fields

15 Minute Application
Process

High Approval
Rates

Quick
Funding

Bad Credit?
No Problem!

Cash Funding in just 3 easy steps:

1. Apply

We make applying for a cash advance fast and simple. Provide us some brief information in the form at the top or bottom of this page

2. Review

A funding specialist will reach out to learn more about you and your business. During this conversation, you can ask as many questions as you want

3. Approve

Receive funds in as little as 24 hours, after your funding process is completed

USE OUR HANDY CALCULATOR TOOL TO ESTIMATE
HOW INEXPENSIVE YOUR FUNDING CAN BE!

See what you can get

NRS Funding – Get Quick & Easy Access to Funds!

Get the Funding You Need for Your Business

Receive fast funding for your immediate business needs today, with NRS Funding. The funds can be used for working capital or for
purchasing inventory, furniture, supplies & equipment for your business.

Get a Free Quote

What to Know About Business Cash Advances:

This is a one time, lump sum advance in exchange for a percentage of your future sales. A cash advance is not a loan, has no interest rate and will not appear in your balance sheet as financial debt. This provides an alternative financial solution for business owners that do not qualify for a short term loan. Depending on your qualifications, you can get up to $500,000 in funding. In exchange for fast funding, you pay a small portion of your future receivables.

Apply online now

Learn more in FAQs →

Example 1: ACH Pull

You agree to sell $30,000 of your sales over the next 12 months, for $25,000 today.
Every business day, for the next 12 months, a small percentage of your daily sales is remitted to the purchaser via automated ACH withdrawal from your business bank account
This is a fixed dollar amount and in this case, would be $125/day. By setting a fixed dollar amount, it simplifies accounting and allows you to properly manage your cash flow.

Example 2: Credit Card Split

You agree to sell $30,000 of your sales over the next 12 months, for $25,000 today.
Every business day, for the next 12 months, a small percentage of your daily credit card processing sales is remitted to the purchaser via automated split from your credit card processing settlements.
Rather than a fixed dollar amount, this is a fixed percentage that fluctuates based on sales. Assuming average daily sales of $2,500 and a remittance of 5%, your average daily payback will be $125. On days with higher sales, the dollar amount will be higher. On days with lower sales, the dollar amount will be lower.

Why Should You Apply for a Cash Advance?

Immediate financial needs

The speed of a cash advance can help you fund urgent business necessities like inventory or equipment. With the new resources, you can then earn more sales to grow your business

New business costs

When starting a new business, some entrepreneurs need more money than they realize. A cash advance can help you fund unexpected startup costs to keep the launch of your business running smoothly

Low credit score

Difficult circumstances, mistakes or building credit can all result in a low credit score that disqualifies your business for a loan. Since cash advances don’t require a high credit score, you can get one without the need for good credit

A cash advance can help you move your business forward when certain challenges prevent you from getting a loan. A Cash Advance Representative will help you understand the cash advance process and how it can meet your needs:

Get a Free Quote

ERC (Employee Retention Credit) is a government program that offers business owners a chance to get grant funding they need, after struggling due to Covid-19.

Click here for more information

NRS Funding FAQ

How can NRS Funding help my business grow?

NRS Funding is a division of National Retail Solutions, that was created to provide capital to merchants who need funding quickly and easily. We look primarily at the strength of your business deposits. This allows you to receive money without the usual hurdles a bank loan has making it much more accessible.

How does the program work?

We provide working capital for your business. As this is not a loan, there is no loan payment book, no extensive application process and funding could be in as little as 24-48 hours. We provide you with a lump sum which is paid back either as a small percentage of your credit/debit card receipts or collected as a fixed ACH amount daily or weekly.

Is my business eligible for a NRS Funding cash advance?

Eligibility can be determined by filling out a one page application which is completed in less than 15 minutes, along with sending your most recent bank statements and merchant processing statements if applicable. Generally, to qualify, your business will need to average at least $15,000 in monthly deposits. Must have been in business for at least 6 months. After we have received your information, a funding specialist will discuss your options with you.

What can I use the money for?

Funds can be used for any business need. This could include buying, repairing or replacing equipment which could interrupt business. Purchasing inventory. Expansion, refurbishing or payroll. Increased marketing and advertising, or covering for an unplanned emergency which requires immediate cash.

Why should I choose an MCA over a traditional loan?

In contrast to a traditional bank loan that accrues interest, with a Merchant Cash Advance you receive a lump sum at a set cost. You are able to qualify and receive an MCA without a lot of the hassle and paperwork a loan typically requires. You will not be required to put up equipment or real estate as collateral, nor will you need to provide financial plans, cash flow projections or marketplace analysis. The process is quick and simple to provide you fast funding.

Will a quote from NRS Funding affect my credit score?

Your credit will not be affected when exploring your options with a free no obligation quote. If you accept an offer and proceed to funding, then a credit check will be done in the course of providing the funding, as with any other credit or funding process.

When I am approved, how fast can I expect the funds?

Funds can be available to approved applicants in as fast as 24 hours after we have received all the required documentation.

What if I have poor credit? Can I still qualify for funding?

Bad credit is not a problem when applying for capital with NRS Funding. One of the advantages of choosing us to receive funding is our high approval rates. We are able to determine qualification for our program through our free quote, with the driving factor being the strength of your business.

Who should I contact to get funding to help my business grow?

You can go to our website www.getnrsfunding.com and fill out a 5 question form to be contacted by a funding specialist to discuss your specific needs. You can also call us at (800) 212-1477 or email us at [email protected]

Get cash for your business!

Fill out this form to contact our Funding team

NOTE: NRS FUNDING IS ONLY AVAILABLE IN USA AND CANADA.
BUSINESS MUST BE ACTIVE FOR 6 MOS. OR MORE.

"*" indicates required fields

*Cash advances are either made by National Retail Solutions, Inc (“NRS”) or by third parties not affiliated with NRS. Approval for advance based on financial and business history of merchant. All advances are subject to review and approval by either NRS or by third party funders.