Home Credit card processing

Choose the best
credit card
processing plan
for
your
business!

NRS Pay helps you
compete in today’s
challenging retail market
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Choose your
NRS Pay Plan
FREE Credit Card Reader
NO Hidden Fees
NO Long-Term Contract
NO Early-Termination Fee
2.49% + 10¢
$10/mo. account fee

The Clean Rate plan helps merchants save and earn more money when using our cc processing program. For as little as $10 per month, merchants can accept as many credit card transactions as they want, plus a small percentage and fee per transaction. No surprises!

Learn more about
Clean Rate
Offer Cash Discount!

The monthly fee is $0 for merchants who process over $18K per month. Your POS calculates and displays regular prices, as well as discounted prices for cash payment.

When using NRS Pay Cash Discount, merchants who process a large volume of credit cards can benefit from offering a cash discount to customers. With this program, merchants don’t have to worry about accepting credit cards.

Learn more about
NRS Pay Cash Discount

Accept credit
cards in your
store
or anywhere...

NRS PAY offers credit card processing for small business online or at your physical location,
no matter where you are. Accept payments on your POS system, mobile device, or online.

Tap
Insert
Swipe
Key
Tap
Insert
Swipe
Key

Why Should You
Choose
NRS Pay?

FREE

Credit Card Reader

ZERO

Hidden Fees

NO

Long-Term Commitment

NO

Early Termination Fee

Accept all major
Debit &
Credit
Cards + EBT & eWIC

Compare
NRS Pay
with
other companies:

FeaturesNRS PAYOther companies
Clean Rate Monthly Fee$10.$20+
Credit Card TerminalFREE**Hundreds of dollars
SetupFREEVaries
POS PIN PAD IntegrationYesLimited
Early Termination Fee$0Up to $450
Rate – Card Present (swipe)2.49% + 10¢2.75% + 10¢
Rate – Card not Present (Keyed in)3.49% + 10¢3.75% + 20¢
Late Batch (Rapid Funding)YesNo
Cash Discount ProgramYesLimited
Quickly Obtain Your Money with Rapid Same-Day Funding
When compared to our competitors, the cost of credit card processing at NRS is negligible. When merchants use NRS Pay’s Rapid Same-Day Funding, they get their funds faster. The money can be in the bank on the same day as batched, in most cases – even on holidays and weekends! Receive money in as little as 24 to 48 hours and avoid waiting for credit card processing funds
Add this to your NRS Pay plan!
Learn more about NRS Pay's Rapid Same-Day Funding
EBT Unlimited! Has NO Transaction Fees
When merchants use EBT Unlimited!, they can easily accept SNAP for one monthly flat fee of $49.95 and $0 transaction fees per EBT swipe – without any limits. If a store processes a high volume of EBT each month, this plan eliminates the 10¢-per-transaction fee
Add EBT Unlimited! to your NRS Pay plan!
Learn more about EBT Unlimited!

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Note: US & Canada only
*By submitting the information above, you agree to our privacy policy and terms, which affect your rights, and consent to NRS contacting you by recurring email or calling you, by text message, direct dial, using an automated system or prerecorded voice, and/or using artificial intelligence to discuss NRS’s products and services. Consent is not required to receive any service, and you may opt out at any time. Message frequency varies. Message and data rates may apply.

FAQs

Credit card processing is a payment acceptance beyond cash using credit, debit, EBT, or other cards that can be tapped, swiped, dipped, or keyed manually on a credit card terminal. POS credit card processing is most safely done with a separate card reader that connects to the point-of-sale system. This ensures a more secure environment to protect cardholders from data theft.
To accept credit card payments, you will need a credit card machine, sign up for an account, and link up your credit card processing with your bank. NRS Pay provides a free credit card terminal when you sign up for either of the processing plans.
The credit card machine cannot be rented and is provided by the credit card company.
NRS Pay provides credit card terminals for small business use, included in the cost of the credit card processing plan. If you need more than one POS terminal, please check our pricing online or contact us.
You’ll get a calibrated retail credit card processor included with your NRS Pay plan, so you don’t need to buy one. If you buy one, it will need to be calibrated by your company. Why buy it when it’s provided for free with NRS Pay.
Yes, for card payment transactions to be able to batch, an internet connection is critical. Some credit card machines need to be hard-wired, and some can be wireless. Our credit card machine is compatible with our POS system, which instantly is connected to the internet.

*NRS Pay is a service of National Retail Solutions, Inc.  Contract required. Monthly service fee based on plan. Certain features are non-standard and may require additional charges.  $6.95/mo terminal assurance optional.  Equipment must be returned in undamaged working condition at time of termination or a fee $350/device will be assessed.  Terms subject to change.  NRS Pay Cash Discount program is a premium add-on service that is subject to a different fee structure and additional terms and conditions; monthly fee $49.95 applies; fee waived if process over $18k/month; merchant must comply with all applicable laws and payment network conditions. POS workstation unit required with separate contract (inquire for details).  National Retail Solutions, Inc. is a registered MSP/ISO of Elavon, Inc., Georgia, a wholly owned subsidiary of U.S. Bancorp, Minneapolis, MN, a registered ISO/MSP of Commercial Bank of California, Irvine, CA, and a registered ISO of Wells Fargo Bank, N.A., Concord, CA.  IDT Telecom Canada Corp. is a registered MSP/ISO of Elavon, Inc., Georgia, a wholly owned subsidiary of U.S. Bancorp, Minneapolis, MN.  For complete terms and pricing see www.nrspay.com and/or www.nrsplus.com/canada/.